Joyce Shin advises asset managers, lenders, and borrowers, with a particular emphasis in the fintech market, on all aspects of complex financings.

Joyce represents clients on leveraged, asset-based, back leverage, senior, mezzanine, and subordinated debt transactions, as well as financings secured by a broad range of asset classes, including: 

  • Bitcoin
  • Earned wage advances
  • Buy now, pay later loans 
  • Consumer loans
  • Business loans
  • Credit card receivables
  • Merchant cash advances
  • Oil and gas assets

Joyce’s experience includes representing:

  • An asset manager in connection with creating its structured finance products involving bitcoin
  • Fintech originators in connection with their warehouse facilities and forward-flow arrangements
  • Investment banks and asset managers in connection with back-leverage loan transactions
  • Fintech originators in connection with bank partnership arrangements

Bar Qualification

  • Illinois
  • North Carolina

Education

  • JD, Northwestern Pritzker School of Law, 2013
    cum laude
  • BS, Duke University, 2008
    cum laude
Badges and Logos_Law360_Fintech Group of the Year_2024
February 20, 2025 Recognition

Fintech Group of the Year: Latham

Firm honored by Law360 for advising startups, financial institutions, VCs, digital asset and Web3 participants, and corporations on their most innovative and complex transactions, investigations, litigation, and regulatory matters.