Joel Weinberger advises funds, public companies, private equity sponsors, and their portfolio companies on complex securitization, structured finance, secured lending, and receivables transactions across diverse asset classes.

Joel draws on extensive experience on a range of transactions to guide clients through secured structured lending, securitization, and structured credit investment transactions. Joel advises clients on matters involving:

  • ABS backed by equipment loans, consumer loans, manufactured housing loans, and various esoteric assets
  • Trade receivables platforms, factoring and forward flow arrangements, and multi-jurisdictional receivables sales
  • Bankruptcy-remote SPV structuring, true sale, and substantive consolidation considerations
  • Sponsor-driven, bankruptcy-adjacent financings, and liability management transactions

Joel also regularly helps clients navigate structured financings that deploy non-traditional collateral packages. He brings a commercial, solutions-oriented approach to multidisciplinary matters to deliver successful outcomes for sponsor-backed platforms.

Prior to joining Latham, Joel was a partner at another global law firm.

Joel’s representative matters include advising:

Investment Banks

  • An investment bank in an innovative transaction involving the wrapping and financing of agriculture loans*
  • An investment bank in a US$250 million senior secured term loan facility for a defense contracting company*
  • An investment bank in a US$400 million senior secured term loan facility for a metals and mining company*
  • An investment bank in a US$1.3 billion senior secured term loan facility for a medical services company*

Private Equity

  • A private equity firm and its portfolio company in the acquisition of a credit card servicer and creation of multiple credit card financing, flow, and securitization programs*
  • A global private equity fund in a multi-currency funding facility of a US$5 billion trade finance portfolio originated in over 45 countries*
  • Private equity funds in NAV leveraged loan facilities*
  • A private equity firm in the acquisition and subsequent sale of pools of manufactured housing loans*
  • A private equity fund in connection with multiple forward flow programs involving the acquisition of third-party originated receivables and related warehouse financing of the same*
  • A private equity fund in connection with establishing multiple joint venture investment programs to facilitate the acquisition and financing of unsecured consumer assets*

Other

  • A financial holding company in connection with the sale and transfer of US$4 billion of aircraft assets*
  • A cleaning and hygiene solution manufacturer in the creation and subsequent expansion of a cross-border trade receivables financing facility involving complex cashflow arrangements in numerous jurisdictions*
  • A mortgage originator and servicer in offerings of ABS backed by manufactured housing loans and other structured financings*
  • A medical care network in the establishment of a US$175 million structured financing of Medicare, Medicaid, private insurer, and self-pay healthcare receivables*
  • A leading optometry network in the establishing a trade receivables financing*
  • A fintech financial service provider in a Rule 144A offering of ABS backed by consumer loans*
  • A consumer lender in a whole loan sale of marketplace loans and as originator and servicer in a third party’s Rule 144A offering backed by such loans*
  • A leading hospitality company in offerings of ABS secured by timeshare receivables*
  • A leading equipment manufacturer in the preparation and filing of a registration statement on Form SF-3 and multiple public ABS offerings of notes backed by equipment loan contracts*
  • Various companies in connection with the implementation of factoring and receivables financing facilities*

*Matter handled prior to joining Latham

Bar Qualification

  • Illinois

Education

  • JD, Indiana University Maurer School of Law, 2015
    magna cum laude, Order of the Coif
  • BA, Roosevelt University, 2012
    with honors