Ema Uncovska is an associate in the London office of Latham & Watkins and a member of the Fintech Industry Group. She advises a range of clients, including technology companies, financial institutions, payments service providers, cryptocurrency platforms, and e-money platforms, on all aspects of financial regulation.

Ema trained in the firm’s London office, gaining experience in the Restructuring & Special Situations and Banking & Private Credit Practices, in addition to the Emerging Companies Fintech Practice and a secondment at Goldman Sachs.

Ema’s experience includes advising:

  • Coinbase on securing its EU MiCA license
  • Shift4 Payments on its acquisition of Global Blue, a Switzerland-based specialty payments and technology platform enabling tax-free shopping, dynamic currency conversion, and payments solutions to large retail brands
  • Fidelity National Information Services (FIS) on the sale of a majority stake in Worldpay, a UK-based provider of payment processing solutions, to GTCR
  • Marex Group plc in its US$320 million IPO of 15,384,615 ordinary shares on Nasdaq
  • Central Bank of Egypt on developing and drafting a bespoke legal and regulatory regime for payment systems, payments services, and FinTech to be adopted in that jurisdiction
  • A number of cryptoasset trading platforms in relation to compliance with the UK financial promotions regime
  • An open banking and payment initiation solutions provider on securing its UK Payment Institution authorization
  • A number of leading Web3 investment funds and startups on consultation responses and government/regulator engagement in relation to designing the UK regulatory regime for cryptoassets, focusing on decentralization
  • Payment service providers in relation to licensing applications and ongoing compliance pursuant to the PSRs and PSD2
  • A leading global crypto business on a skilled-person review under section 166 of the UK Financial Services and Markets Act 2000 and ongoing supervisory engagement with the FCA
  • Multiple firms on registrations under money laundering regulations as cryptoasset service providers
  • A DeFi crypto businesses on regulatory considerations relating to staking structures and services

Bar Qualification

  • England and Wales (Solicitor)

Education

  • LLM in International Corporate Governance & Financial Regulation, University of Warwick, 2020
  • LLB, Coventry University, 2019
  • LPC, BPP Law School

Languages Spoken

  • English
  • Slovak