Charles Weinstein

  • Associate
  • 555 Eleventh Street, NW
  • Suite 1000
  • Washington, D.C. 20004-1304
  • USA
  • T +1.202.637.3343


Charles Weinstein is an associate in Latham & Watkins’ Washington D.C. office and a member of the Financial Institutions Industry Group, Corporate Department, and Payments & Emerging Financial Services Practice.

Mr. Weinstein focuses primarily on regulatory, transactional, and enforcement matters related to electronic and mobile payments, money services businesses (MSBs), and other emerging payment technologies, including those related to money transmission, virtual currencies, payment instruments, and stored value offerings. He routinely advises traditional financial institutions, non-bank financial services companies, as well as technology companies and fintech startups, on the litany of federal and state laws that regulate payments and MSBs in the US, including state money transmitter, payment instrument, and virtual currency laws, the Bank Secrecy Act and FinCEN regulations, the Electronic Fund Transfer Act and Regulation E, the Truth in Lending Act and Regulation Z, and payment network and clearing house rules.

Mr. Weinstein also has experience advising clients on consumer credit issues, and has represented broker-dealers and registered representatives in FINRA and SEC regulatory and disciplinary matters.

Thought Leadership

  • Banks Can Hold Stablecoin Reserves, OCC States in Crypto-Friendly Letter -  September 25, 2020
  • A Path Forward for Open Banking -  August 21, 2020
  • From Safe Deposit Boxes to Cold Wallets, Bank Custody Evolves -  July 30, 2020
  • OCC’s New Comptroller Announces Innovative Fintech Initiatives -  July 30, 2020
  • Crypto-Asset Trading Platforms: A Regulatory Trip around the World -  August 13, 2019
  • Cash Is (Still) King: San Francisco Joins Cashless Ban-Wagon -  July 23, 2019
  • Stakeholders Welcome New FinCEN Regulatory Guidance for Convertible Virtual Currency -  May 28, 2019
  • To Charter or Not to Charter? Federal Judge Presses Pause on the OCC’s Plans -  May 09, 2019
  • FinCEN Brings First Action Against a P2P Virtual Currency Exchanger -  May 06, 2019
  • To Charter or Not to Charter? Considerations for FinTech Companies Seeking to Apply for an OCC Special Purpose National Bank Charter -  October 29, 2018
Bar Qualification
  • District of Columbia
  • New York
  • BA in Economics, Boston University, 0
  • JD, New York Law School, 0
    summa cum laude
  • Financial Institutions
  • Fintech
  • Emerging Companies
  • Financial Regulatory
  • Payments & Emerging Financial Services
  • Technology Transactions
  • Dodd-Frank & The Consumer Financial Protection Bureau