Charles Weinstein is an associate in Latham & Watkins’ Washington D.C. office and a member of the Financial Institutions Industry Group, Corporate Department, and Payments & Emerging Financial Services Practice.
Mr. Weinstein focuses primarily on regulatory, transactional, and enforcement matters related to electronic and mobile payments, money services businesses (MSBs), and other emerging payment technologies, including those related to money transmission, virtual currencies, payment instruments, and stored value offerings. He routinely advises traditional financial institutions, non-bank financial services companies, as well as technology companies and FinTech startups, on the litany of federal and state laws that regulate payments and MSBs in the US, including state money transmitter, payment instrument, and virtual currency laws, the Bank Secrecy Act and FinCEN regulations, the Electronic Fund Transfer Act and Regulation E, the Truth in Lending Act and Regulation Z, and payment network and clearing house rules.
Mr. Weinstein also has experience advising clients on consumer credit issues, and has represented broker-dealers and registered representatives in FINRA and SEC regulatory and disciplinary matters.