Fintech

Latham's fintech lawyers help clients around the globe navigate the critical and ever-changing business, legal and regulatory issues associated with the technological disruption of financial services.

Why Latham

The firm assists financial institutions, technology industry giants, and startups on the development, protection, distribution, and implementation of technology in virtually every jurisdiction across the globe. Latham mobilizes a cross-disciplinary and global team to serve the full spectrum of the fintech ecosystem on any aspect of a fintech matter; whether it be the regulatory implications of establishing a new cryptoasset, adopting a new technology or system, or the considerations of investing in, or acquiring, a fintech company.

The firm’s collective expertise ensures clients receive pragmatic and commercial advice to develop data-driven, scalable, secure, and compliant fintech solutions.

The firm offers:

  • A comprehensive understanding of financial products and market infrastructure. Latham lawyers help clients structure and document financial products, as well as advise on regulatory and compliance issues — at all stages in the product life cycle, and across all asset classes. The firm assists clients in developing and structuring new market infrastructure systems that are compliant, interoperable with existing architecture and designed to mitigate future regulatory, privacy, and credit risks.
  • Unparalleled regulatory insight. Latham lawyers help clients to navigate the domestic and cross-border regulatory issues they will encounter in the constantly evolving fintech landscape. From data processing obligations to payments regulation, regulated outsourcings and solution deployment to cryptoasset trading, the firm seamlessly leverages its global regulatory insight to ensure that innovation thrives in highly regulated environments.
  • Expertise with all aspects of the “tech” in fintech. The firm’s lawyers understand the disruptive technologies that underpin the industry, ensuring clients benefit from highly relevant and commercial advice, bespoke to the type of technology they are focused on. Latham regularly supports financial institutions, technology industry giants, and startups on the development, protection, distribution, and implementation of technology in virtually every jurisdiction across the globe.

By combining the firm’s highly regarded Financial Regulatory, Technology Transactions, and Emerging Companies Practices, Latham lawyers are not only in tune with the unprecedented opportunities clients face in different markets around the world, but help clients exploit and protect new technology, make strategic investments, as well as collaborate and strike new alliances. Fintech clients already draw upon the FinTech Industry Group’s knowhow when engaging our complementary and extensive global M&A and Private Equity, Intellectual Property Litigation, Information Law, Data Privacy & Cybersecurity, Antitrust & Competition, Litigation & Trial, and Capital Markets Practices.

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Our Experience

The firm’s global coverage, combined with its ability to draw specific expertise from more than 60 established practice and industry groups, enables Latham to advise all market participants in the FinTech ecosystem.

  • Financial institutions as they adapt and transform. The firm helps financial institutions improve infrastructure, trade processing and service delivery through strategic alliances, consortia deals and regulated outsourcings that enable the adoption of Distributed Ledger Technology (DLT), Artificial Intelligence (AI), automation, cloud computing and data analytics.
  • Fintech startups — from inception through all rounds of funding, to IPO and beyond. Latham lawyers protect startups’ intellectual property as they enter into partnerships with other participants in the FinTech industry, and the firm helps them navigate the complex regulatory environment so they can prosper and grow.
  • Technology companies diversifying into FinTech. Latham works with technology and internet companies as they make investments globally and roll-out mobile payment platforms in new markets. Latham lawyers support these new entrants on tailoring their products to address the legal and cross-border issues around cybersecurity, privacy and payments regulation.
  • Investors and acquirers as they identify and secure strategic opportunities. The firm helps clients invest in, acquire and divest lines of business or enterprises through innovative corporate deal structures, strategic alliances, joint ventures and consortia.
  • Big data and analytics firms on all aspects of their businesses. Latham supports clients on their most cutting-edge projects, including data standardization and automation, the creation of new benchmarks and data indices, the establishment of data utilities, and the use of data and analytics in trading and financial markets. 

Awards & Rankings

  • Four Latham Lawyers Named 2020 Rising Stars - July 05, 2020
  • Latham Named Most Innovative Law Firm in North America for Business of Law - December 11, 2019
  • Five Partners Receive 2019 MVP Honors - November 11, 2019
  • Five Latham Lawyers Named 2019 Rising Stars - September 08, 2019
  • Bay Area Partners Honored as Top Artificial Intelligence Lawyers in California - June 27, 2019

Latham is “fully equipped to advise on current and emerging requirements implemented by the SEC, CFTC, FINRA and NYSE, among others,” with “an expanding team [that] includes a number of alumni of the major regulatory bodies, enabling it to provide clients with crucial strategic insight.”

Latham “is one of the premier firms operating in the FinTech space.”

Clients praise our “strong global presence and seamless work style across international jurisdictions,” and say, “Perfectionist. They are really into quality, and double down on it. Latham nails down every issue extremely comprehensively.”

“Very high-quality work, responsive and in my view at the very top.”

– Chambers FinTech Legal USA 2020

Events

Webcast – So, You Want to Launch a Stablecoin?Investing in FinTech Companies

Media Coverage

Cross-Border Latham Team Acknowledged for Collaborating on First-Of-Its-Kind Blockchain ToolkitFintech Could See Adoption Bump After Outbreak EasesFinTech MVP: Latham & Watkins' Stephen Wink

News

Four Latham Lawyers Named 2020 Rising Stars Latham Advises Tagomi in Acquisition by CoinbaseLatham Advises Intuit in US$7.1 Billion Acquisition of Credit Karma

Thought Leadership

COVID-19: Managing Worker Health & Safety Bank of England Selected to Host New Innovation Hub CentreWebcast: Tokenization and Distributed Business Models

Webcasts & Podcasts

Webcast: Stablecoins, CBDCs, and the Future of PaymentsLatham Talks Tech – COVID-19 and Technology Contracting: What is the "New Normal”?Webcast: Tokenization and Distributed Business Models ― Recent Case Studies and Legal Insights